The CEO of an Indiana-based life insurance company said that the sharp uptick happened just in the third quarter of 2021 and is continuing into the fourth quarter.
On December 30, the Indiana Chamber of Commerce and the Indiana Hospital Association held a news conference about the current COVID-19 surge. Among the people speaking was Scott Davison, CEO of OneAmerica Life Insurance, which offers group life and disability insurance to employers.
“We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica,” the company’s CEO Scott Davison said during an online news conference this week. “The data is consistent across every player in that business.”
OneAmerica is a $100 billion insurance company that has had its headquarters in Indianapolis since 1877. The company has approximately 2,400 employees and sells life insurance, including group life insurance to employers in the state.
Davison said the increase in deaths represents “huge, huge numbers,” and that’s it’s not elderly people who are dying, but “primarily working-age people 18 to 64” who are the employees of companies that have group life insurance plans through OneAmerica.
“And what we saw just in third quarter, we’re seeing it continue into fourth quarter, is that death rates are up 40% over what they were pre-pandemic,” he said.
“Just to give you an idea of how bad that is, a three-sigma or a one-in-200-year catastrophe would be 10% increase over pre-pandemic,” he said. “So 40% is just unheard of.”
Source: The Center Square(Emphasis Added)
What could account for the steep rise in deaths of working-age people?
A few things, actually.
Before the COVID paranoiacs start in with the “I-told-you-so” lectures, Davison said that the number of deaths with COVID listed on the death certificate doesn’t account for the dramatic increase that they’re seeing.
He stresses that this is “primarily working-age people” — so those who are statistically at lower risk for death from the virus.
Davison also said that most of the claims for deaths being filed are not classified as COVID-19 deaths.
“What the data is showing to us is that the deaths that are being reported as COVID deaths greatly understate the actual death losses among working-age people from the pandemic. It may not all be COVID on their death certificate, but deaths are up just huge, huge numbers,” said Davison.
So, what could account for the difference?
- The Thing That Must Not Be Spoken About Negatively — That new thing that’s being repeatedly injected into people using a new type of technology without any long-term data. But that can’t be a cause, can it? The Vaccine Adverse Event Reporting System (VAERS) database lists over 20,000 deaths after the new injections.
- Healthcare Priorities — There’s also the way that some jurisdictions canceled “elective” surgeries and screening procedures in order to “protect” the healthcare system from being overrun which just kicked the can down the road and caused illnesses to go undetected or more severe.
- COVID Paranoiacs — Somewhat related to the above point are people who knew that something was wrong, but were too afraid of getting COVID that they didn’t seek treatment and their condition worsened.
- Despair — It’s been no secret that substance abuse, self-harm, depression, and suicide have all been on the rise as a result of the government response to the pandemic that shut down businesses and kept people out of work.
Those are all contributing factors and there are likely others.
Davison also said that they have also seen an increase in disability claims.
He said that for OneAmerica, “we expect the costs of this are going to be well over $100 million, and this is our smallest business. So it’s having a huge impact on that.”
He added that the cost is, of course, going to be passed on to consumers.
“Most of us in the industry are starting to target and add premium loads onto employers that are based in counties that have low vaccination rates,” said Davison.
So, increasing premiums in lower-vaxxed areas, eh?
It might not stay that way, however. As the data continues to roll in, the risk assessment might change.
One equity investment executive on Twitter suspects that the actuarial tables might be adjusted — perhaps related to what is listed on the VAERS database.
I can’t emphasize how big of a deal this is…actuaries just assess risk with math. They will be pushing the costs on to employers. Don’t trust VAERS?…well the actuaries trust math so they don’t care what you think.
— Ed ☯️Free Thinker & Oracle (@DowdEdward) January 2, 2022
So the CEO in his own words. They are mandating vaccines in the workplace and raising premiums in lower vaccinated counties because they are mistakenly guessing here initially. The premiums will change to higher vaccinated areas as time moves on is my guess. He missed the plot. pic.twitter.com/avjFxkn7su
— Ed ☯️Free Thinker & Oracle (@DowdEdward) January 3, 2022
Is he right? Time will tell.
But what’s interesting is this sudden rise in deaths seen by OneAmerica Insurance confirms what the Indiana Hospital Association is seeing.
At the same news conference where Davison spoke, Brian Tabor, the president of the Indiana Hospital Association, said that hospitals across the state are being flooded with patients “with many different conditions,” saying “unfortunately, the average Hoosiers’ health has declined during the pandemic.”
In a follow-up call, he said he did not have a breakdown showing why so many people in the state are being hospitalized – for what conditions or ailments. But he said the extraordinarily high death rate quoted by Davison matched what hospitals in the state are seeing.
“What it confirmed for me is it bore out what we’re seeing on the front end,…” he said.
Source: The Center Square
A horrible pandemic response with lockdowns and mandates paired with a fixation on vaccination rather than therapeutics has gotten us here.
Maybe forcing everyone to get the jab and promising that it would stop the virus in its tracks was irresponsible, but that’s exactly what the media did. Don’t let them gaslight you.
Here’s MSNBC’s Rachel Maddow saying that the vaccine “stops” the virus and vaccinated people don’t spread the ‘Rona.
Just curious, why isn't Rachel Maddow banned for this? pic.twitter.com/bf5PI7WGnY
— Not the Bee (@Not_the_Bee) December 30, 2021
It’s factually untrue, but she’s still on social media and hosting MSNBC’s top-rated show. It was also typical with what the “experts” were saying. Conservative commentator Rob Smith posted a video on Facebook with politicians, media, “medical experts”, and even Bill Gates saying the vaccines would end the pandemic and then suddenly changing their tune when that didn’t happen.
The vaccines appear to work for a short period of time, but it’s just so bizarre that we’re already talking about a second booster just a year after the vaccine was introduced.
It’s also bizarre that we’re giving them to younger and younger children — and even approving additional boosters — with no long-term safety data.
Perhaps it was an irresponsible thing to mandate these shots while not really doing much to investigate possible treatments.
You can watch the entire discussion here courtesy of CBS 4 Indianapolis:
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